Impact Resistant Shingles in Houston, TX
Class 4 impact resistant shingles protect your home better and can reduce your homeowners insurance premium by 20 to 35 percent. Logix Roofing is an Owens Corning Preferred Contractor installing Duration STORM shingles across Houston and the surrounding metro. Call 832-520-0090 for your free inspection.
What Are Impact Resistant Shingles?
Not all shingles are built the same. Standard asphalt shingles are rated for typical weather conditions. Impact resistant shingles are engineered specifically to withstand the kind of hail and wind exposure that Houston receives regularly.
The rating system is established by Underwriters Laboratories under the UL 2218 standard. Shingles are tested by dropping a 2-inch steel ball from 20 feet onto the surface. Class 4 is the highest rating. Shingles that pass this test show no cracking, splitting, or fracturing on impact. A standard architectural shingle does not come close to this level of performance.
Class 4 shingles use an integrated polymeric backing material that absorbs impact energy rather than transferring it through the shingle. The result is a roofing surface that can take a significant hail hit without the granule displacement and mat cracking that leaves standard shingles vulnerable to leaks.
The Texas Insurance Discount
This is where impact resistant shingles make a compelling financial case for Houston homeowners specifically.
Texas was the first state in the country to require insurance carriers to offer premium discounts for qualifying impact resistant roofing. The Texas Department of Insurance maintains an official list of approved products that qualify for these credits. Owens Corning Duration STORM shingles are on that list.
Most Houston-area insurance carriers offer discounts of 20 to 35 percent on the dwelling coverage portion of your homeowners premium when you install a qualifying Class 4 roof. On a typical policy, that translates to several hundred dollars per year in savings, and those savings continue every year the roof is on your home.
The math is straightforward. Impact resistant shingles cost somewhat more than standard architectural shingles at installation. The annual insurance savings typically offset that difference within a few years, and the savings continue for the remaining life of the roof. For homeowners replacing a roof that has reached the end of its life anyway, upgrading to Class 4 often costs less than it appears once the annual insurance reduction is factored in over time.
One important note: some carriers tie the full discount to an endorsement that modifies how cosmetic hail damage is covered. Before making a decision based on premium savings, confirm the exact terms with your insurance carrier. We can tell you what the product qualifies for. Your agent can tell you exactly how it applies to your specific policy.
Owens Corning Duration STORM
Logix Roofing installs Owens Corning Duration STORM shingles as our impact resistant product of choice. Duration STORM features Owens Corning's patented WeatherGuard Technology, which is the integrated polymeric backing that allows it to achieve UL 2218 Class 4 certification.
Duration STORM carries the same manufacturer warranty protection as the full Owens Corning roofing system. As an Owens Corning Preferred Contractor, Logix Roofing can offer enhanced warranty coverage that is not available from non-certified installers.
Duration STORM is also the only shingle in the roofing industry to carry the Good Housekeeping Seal, which provides an additional layer of consumer protection.
Is It Right for Your Home?
Impact resistant shingles make the most sense for homeowners who are already replacing a roof and want to make the most durable, financially sound choice for the next 25 to 30 years. They also make sense for homeowners whose current roof still has life left but whose insurance premiums have risen significantly. The savings may justify an earlier replacement.
They are not the right choice for every situation. If your roof has years of useful life remaining and your insurance carrier does not offer a meaningful discount for your area, the case is weaker. We give you an honest assessment during your free inspection and let you decide.
Call 832-520-0090 to schedule your free inspection. We serve Houston, Katy, Sugar Land, Pearland, The Woodlands, Cypress, and the entire metro area.
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Schedule Your Free Inspection
Call Logix Roofing at 832-520-0090. We give you an honest assessment of whether impact resistant shingles are the right choice for your home. Free inspection, no obligation.